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Financing & Subsidies

Explore financing options, subsidies, and mortgage estimates to help you plan your housing journey.

Housing Subsidies & Assistance

The Government of Trinidad and Tobago offers various subsidies and assistance programmes to help citizens access affordable housing:

ProgrammeEligibilityBenefitAction
Rental Assistance
  • Monthly income under $8,000
  • No property ownership
  • Trinidad and Tobago citizen
Monthly subsidy of $500 - $1,500 based on income and household sizeSign In
Home Improvement Grant
  • Monthly income under $15,000
  • Own property requiring repairs
  • Property value under $500,000
Grant up to $50,000 for essential home repairs and improvementsSign In
Deposit Support
  • First-time homebuyers
  • Monthly income $8,000 - $20,000
  • Pre-approved mortgage
Interest-free loan up to $100,000 to cover down paymentSign In
Mortgage Relief
  • Existing homeowners
  • Financial hardship
  • Risk of foreclosure
Temporary payment assistance and loan restructuringSign In

How to Apply for Subsidies

To apply for any of these subsidies, you will need to create an account on the Housing TT portal, complete the eligibility assessment, and submit the required documentation. Applications are processed within 30 days, and you will be notified of the decision via email.

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